Mary C. Gavin, C.P.A.

Ms. Gavin began her career as an auditor of healthcare providers and later worked for a firm that developed and operated healthcare facilities. In that role, she procured certificates of need, negotiated architectural and construction contracts and managed construction budgets.

Ms. Gavin joined the firm in 1997, assuming responsibility for the servicing of the portfolio of HUD-insured healthcare loans. Her responsibilities were expanded to include underwriting and structuring of tax-exempt and GNMA-funded hospital and nursing home loans. She led the financing for the New York-Presbyterian’s $1.1 billion Ambulatory Care Center, the construction of the $273MM Global Vascular Institute at Kaleida Health and the $321MM Patient Tower Expansion at Albany Medical Center Hospital.  She possesses a comprehensive understanding of hospital operations and of the HUD Section 242 and 232 loan insurance programs.

Ms. Gavin received her BBA from Siena College and is a Certified Public Accountant, licensed in the State of New York and a member of the Healthcare Financial Management Association.

Jarod A. LaVigne

Mr. LaVigne began his career as an analyst in Bear Stearns’ Public Finance Group for a variety of municipal clients, including State Governments, Airports and Power Authorities across the country. He later worked in Bear Stearns’ Global Liability Management Group where he participated in the design, proposal and execution of various public and private debt management strategies for a broad range of clients including Investment Grade, High Yield, Distressed, International Corporations and Sovereigns.

Since joining the firm in 2008, Mr. LaVigne has originated loans for Kaleida Health, Albany Medical Center Hospital, Englewood Hospital and Medical Center and University of New Mexico Hospital.  He prepared the analyses for and helped to structure and execute GNMA refinancings totaling more than $2 billion.  In addition, Mr. LaVigne has assisted with the servicing of approximately $3 billion in HUD-insured healthcare loans.

Mr. LaVigne received his BBA with a concentration in finance from Hofstra University.

James C. LaVigne

Mr. LaVigne has 40 years of healthcare finance experience specializing in government insured or guaranteed financings for hospitals and other healthcare providers.  He started his healthcare finance career at Eastdil Healthcare Funding in 1977, structuring HUD-insured taxable financings for hospitals. Eastdil became Blyth Eastman Dillon Healthcare Funding and then through merger Paine Webber Healthcare Funding.  In 1981 Mr. LaVigne founded Tyll & LaVigne, Inc. as a boutique firm specializing in HUD-insured financings for hospitals.

Mr. LaVigne has completed in excess of $7 billion of HUD-insured healthcare loans for new money projects and refinancings.

Mr. LaVigne has been instrumental in developing many of the major innovations in the HUD 242 mortgage insurance program, including the first hospital tax-exempt financing secured by a HUD-insured mortgage, the first municipally owned hospital financed by a HUD 242 mortgage and the first HUD 242 mortgage funded by both taxable and tax-exempt bonds.

Mr. LaVigne received his BA from Williams College and his MBA from Harvard University.